"THERE IS NO CHOICE LEFT-AFTERWARDS "
The Fire Insurance policy covers all mobile and immobile property located somewhere at a certain point in time such as building, plants or machinery. This also includes machinery temporarily removed from the premises to sustain repairs, being assured against lost or damaging.
- Fire & Lightning
- Aircraft Damage
- Explosion & Implosion
- Malicious Damage
- Loss as Damage
- Riot, Strike & Civil Commotion
- Storm, Tempest, Flood, Bursting & as overflowing of water tanks, pipes and apparatus (including sprinklers leakage)
- Earthquake, Fire & Stock
- Impact by own Vehicle
- Burglary or attempted that (by violent and forcible entry to or exit from the premises)
This policy provides all risk coverage to property whilst situated at the described premises against loss and/or damage due to any accident or misfortune.
When compared to conventional Fire Policy, the Property All Risks Policy covers accidental damage to insured property in addition to the Fire & Allied Perils and Burglary.
This Policy indemnifies against the accidental physical loss or damage to the Property Insured It includes loss or damage due to fire, lightning, aircraft, explosion, earthquake, strike, riot, civil commotion, malicious damage, storm, tempest, flood, bursting and or overflowing of water tanks, pipes and apparatus (including sprinkler leakage), impact by own vehicles, theft or attempted theft (by violent and forcible entry to or exit from the premises) and accidental loss or damage.